Terms of Use

Last Updated: October 22, 2026

Welcome to CBJ & Co. These Terms of Use govern your access to and use of our website, including browsing our products, creating an account, placing orders, and downloading digital products. By using our website, you agree to these Terms. If you do not agree, please discontinue use of the website.

1. About CBJ & Co.

CBJ & Co. operates an online store offering digital products, which may include printables, planners, templates, graphics, educational resources, wall art, crafts, and other downloadable materials.

CBJ & Co. is currently operated by one seller. Products offered through the store are provided by CBJ & Co. unless a product listing expressly states otherwise.

We may update, add, remove, or discontinue products and website features at any time.

2. Eligibility and Website Use

You agree to use our website only for lawful purposes and in accordance with these Terms.

When using CBJ & Co., you must not:

• Use the website in a way that violates applicable laws or regulations.
• Attempt to gain unauthorized access to our website, accounts, systems, or data.
• Interfere with the operation, security, or availability of the website.
• Upload, transmit, or distribute malicious code or harmful material.
• Use automated methods to copy, collect, or extract website content without permission.
• Misrepresent your identity or provide false information when placing an order.

You are responsible for ensuring that the information you provide is accurate and current.

3. Products and Digital Downloads

Our products are primarily digital products supplied electronically. Unless a listing expressly states otherwise, purchases do not include physical items, printing services, or physical delivery.

Product descriptions, preview images, file formats, sizes, and included materials are provided to help you understand what you are purchasing. Please review the product listing carefully before placing an order.

Colours and appearance may vary depending on your screen, device, printer, paper, and printing settings. You are responsible for checking that your device and software support the file formats listed with a product.

Digital products may be available immediately after payment or delivered through an order confirmation or download link. Availability may occasionally be affected by technical issues or maintenance.

4. Orders and Payments

By placing an order, you agree to provide accurate and complete information and to pay the applicable price, taxes, and other charges disclosed at checkout.

Prices are displayed in the currency indicated on our website and may change before an order is placed. The price applicable to your purchase will be shown at checkout.

Payments are processed through the payment methods and third-party payment providers available at checkout. Your payment may be subject to the terms and privacy policies of the applicable provider.

We reserve the right to refuse, cancel, or refund an order where reasonably necessary, including in cases of suspected fraud, unauthorized transactions, pricing or listing errors, or technical problems that prevent us from fulfilling the order. Where payment has already been collected for a cancelled order, an appropriate refund will be provided as required by applicable law.

5. Accounts and Account Security

If our website allows you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for activities carried out through your account.

You agree to provide accurate account information and to notify us if you believe your account has been accessed without authorization.

We may suspend or restrict an account where reasonably necessary to protect the website, customers, or our business, subject to applicable law.

6. Intellectual Property and Permitted Use

Unless a product listing or separate licence states otherwise, the content available through CBJ & Co., including product designs, graphics, text, branding, photographs, website layouts, and downloadable files, is owned by CBJ & Co. or used with permission and is protected by applicable intellectual property laws.

When you purchase a digital product, you receive a limited, non-exclusive, non-transferable licence to use that product for the personal or commercial purposes expressly permitted by its product listing or accompanying licence.

Unless expressly permitted by the applicable licence, you must not:

• Resell, redistribute, share, or give away the original digital files.
• Upload purchased files to another website, marketplace, or file-sharing service.
• Claim the original designs or files as your own work.
• Use our products to create competing digital downloads for redistribution.
• Remove copyright notices or other ownership information.
• Use our products in a way that infringes intellectual property rights or violates applicable law.

Purchasing a digital product does not transfer ownership of the underlying intellectual property to you. If a product includes a separate licence, that licence governs the permitted uses of that product to the extent of any inconsistency with these general terms.

7. Returns, Refunds, and Order Issues

Because our products are digital, they may be delivered or made available for download shortly after purchase. Please review our Returns & Refunds Policy before ordering.

Our policy explains how we handle requests involving incorrect files, damaged or unusable downloads, duplicate purchases, technical difficulties, and other order problems.

Nothing in these Terms excludes or limits any consumer rights that cannot lawfully be excluded or limited under applicable law.

8. Third-Party Services and Links

Our website may use or link to third-party services, including payment processors, website tools, or external websites.

These services are not necessarily controlled by CBJ & Co. Your use of third-party services may be subject to separate terms, privacy policies, and other conditions. We are not responsible for third-party websites or services to the extent permitted by applicable law.

9. Website Availability and Disclaimers

We aim to keep our website and digital products available and functioning properly. However, we cannot guarantee uninterrupted access, error-free operation, or compatibility with every device, software application, or operating system.

To the extent permitted by applicable law, the website and its content are provided on an “as available” basis. Nothing in these Terms excludes any warranties, guarantees, or consumer protections that must apply by law.

10. Limitation of Liability

To the extent permitted by applicable law, CBJ & Co. will not be liable for indirect, incidental, special, or consequential losses arising from the use of our website or digital products.

Nothing in these Terms limits liability where such limitation is prohibited by law, including any rights or remedies available to consumers under applicable Canadian or Ontario law.

11. Privacy

Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, store, and share personal information.

Please review the Privacy Policy to understand our information-handling practices.

12. Changes to These Terms

We may revise these Terms of Use from time to time to reflect changes to our business, website, products, or legal obligations.

The updated version will be posted on this page with a revised “Last Updated” date. Changes will apply from the date stated in the updated Terms, subject to applicable law.

13. Governing Law

These Terms are governed by the laws applicable in Ontario, Canada, and the applicable laws of Canada, without excluding any mandatory consumer protections that apply to you.

Any disputes will be handled by a court or other authority with appropriate jurisdiction, subject to applicable law.

14. Contact Us

If you have questions about these Terms of Use, an order, or a digital product, please contact CBJ & Co. through the Contact Us page on our website.