Privacy Policy

CBJ Capital Connection (“we,” “us,” or “our”) is committed to respecting your privacy and protecting your personal information. This privacy policy outlines the information collected from you on our website, www.cbjcanada.com (referred to as the “website”), and how we use it. The term “you” refers to anyone who uses, visits, and/or views the website.
Disclaimer
CBJ Capital Connection is a third-party company connecting clients with service providers. We are not legally liable for any misrepresentation or misleading information causing clients disapproval of any mortgage or loans. Clients are responsible for providing accurate and truthful documentation in order to be approved for a loan.
This policy outlines how we collect, use, disclose, and protect your personal information through our mortgage loan application process. By using our services, you consent to the practices described in this policy.
Personal information should be transferred via more secure channels as email is not a secure medium.
We Collect Information Through Our Mortgage Loan Application Process Provided By You, Our Client(s).
When you apply for a mortgage loan through CBJ Capital Connection, we collect personal information directly from you, the client. This information is crucial for facilitating the mortgage application process and ensuring accuracy and efficiency.
We Want You To Understand What Personal Information About You Is Collected Through The Mortgage Loan Application Process, Provided By You, Our Client(s). The Information Provided, No Matter What The Format, Includes But Is Not Limited To:
We collect various types of personal information, including but not limited to:
  • Full name
  • Contact information (address, email, phone number)
  • Financial information (income, assets, liabilities)
  • Employment history
  • Credit history and credit score
  • Other relevant information necessary for mortgage approval
We need this information about you so we can:
  • Assess your eligibility for a mortgage loan
  • Facilitate the mortgage application process
  • Communicate with you regarding your application
  • Comply with legal and regulatory requirements
Personal Information We Collect And May Disclose:
The personal information we collect may be shared with third parties, including mortgage lenders, insurers, and other service providers involved in the mortgage application process. However, we only disclose information necessary for completing the mortgage transaction and as permitted by law.
Mortgage Insurance:
In some cases, we may assist you in obtaining mortgage insurance. In such instances, we may share your personal information with mortgage insurers to facilitate the insurance application process.
Use And Disclosure Of Personal Information:
We use your personal information solely for the purposes outlined in this policy and for providing our mortgage referral services. We do not sell or rent your information to third parties for marketing purposes.
Retention Of Personal Information:
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Once your information is no longer needed, we securely dispose of it in accordance with our data retention procedures.
Accuracy:
We strive to ensure the accuracy of the personal information we collect and maintain. If you believe any information we have is inaccurate or incomplete, please contact us, and we will promptly update it.
Security of Information/Safeguards:
We take the security of your personal information seriously and implement appropriate measures to protect it from unauthorized access, disclosure, alteration, or destruction. These measures include encryption, secure storage, access controls, and regular security assessments.
Accountability, Openness and Client Access:
We are committed to being accountable for the handling of your personal information and maintaining transparency about our privacy practices. If you have any questions or concerns about how we handle your information, or if you wish to access, update, or request deletion of your personal information, please contact us using the information provided on our website.
Revisions and Modifications
CBJ Capital Connection reserves the right to update and modify this policy without notice. Please read through our policy to keep up to date.
Last Revised:
March 2024

Mortgage applications are exclusively meant for Ontario residents.

* Personal information should be transferred via more secure channels

as email is not a secure medium.*

By accessing this website, users agree to abide by all applicable laws and regulations.

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